Identity-Theft-Solution.org

Once you have an understanding about identity theft and how common it is, you will realize how much you are putting yourself at risk to becoming a victim. Here are some common mistakes people make with their personal information, making them a target for this crime.

1. Not shredding pre-approved credit offers and other ‘paper’ information (such as bank statements and receipts) before putting them in the trash. Dumpster divers will take advantage of this carelessness. So one simple identity theft solution  is to make sure that everything is shredded before throwing it away!

2. Carrying your social security card with you. Carry as little personal identifying information with you as possible. Keep your credit cards to a minimum in your wallet.

3. Not using secure web sites (no ‘s’ following the http, no locked padlock or unbroken key symbol on the site). making sure that a website is secure will help you to avoid computer identity theft

4. Not taking care when using ATMs to shield the keypad from ‘shoulder surfers’. Be aware of your vulnerability when in public places such as using ATMs and public internet venues.

5. Sharing PINs and passwords with people, or using the same access codes for a number of different functions.

6. Using a password that is connected to your personal details. Passwords with numbers and letters that are random are the most effective. Use upper and lower case letters with punctuation and shift keys (e.g., 3f%$HPlg). Your password should be at least 6-8 characters in length.

7. Writing passwords down where they can be found. Try and memorize your passwords. If you can’t, try and encode it in a way that only you understand. Don’t store them on your computer. It is too easy for someone to access this information then have free access your files.

8. Not closing credit accounts correctly. Ensure your closed account is labeled “Closed by request of customer” and follow up this request in writing.

9. Giving out social security number (SSN) too freely. Your SSN should only be used for tax and employment reasons. If someone asks for your SSN ask why they need it.

10. Giving out too much personal information when filling in on-line forms. Only fill in the mandatory categories. The ‘extra’ information may be used for marketing strategies and sent to other companies, or it may be used for identity theft.

11. Believing ‘phishing’ emails. Banks and credit companies will never request account details to be updated through emails. They will also never ask for your password, unless you have instigated the phone call and are requesting information. Always check the URL if you click on a hyperlink to be taken to a new web site. Does the address at the top of the screen match the site you thought you were visiting? If not, you may be in the middle of a phishing scam.

If you are making any of these mistakes, beware. You could be in danger of having your identity stolen. If you are being vigilant and avoiding mistakes, you are on the right path to keeping your identity safe.

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