There’s a lot of noise these days about “cloud computing” and it seems to be catching on with some companies. It makes sense to the “C” level executives, because it means they don’t have to spend so much money on data storage or maintaining servers and what not. Online data storage has been around for about as long as the internet, but now that there’s such a big push that direction, I started thinking about what this would mean for data security. When companies are having a hard enough time keeping your personal information safe from hackers and data breaches, what happens when they put it out on “the Cloud”?
The basic idea of cloud computing is that your information is stored out there on the internet “somewhere”, available for you to access it whenever you want, from any computer. It’s a neat idea that
An identity thief can get access to your bank account several ways. Stealing your debit card is probably the most common. But whenever you pay for something by check, you’re handing over your account number and routing information. Identity thieves have found check printing software is easy to find at the local Wal-Mart. With that, and a copy of your check, they can have a field day.
However it happened, your bank account is empty (or worse) and it shouldn’t be. We think of it as “identity theft”, but the bank will probably call it account fraud, unauthorized withdrawl, or true-name fraud. What should you do?
The EFTA (Electronic Funds Transfer Act) gives banks some guidelines on how to resolve disputes with ATM/debit cards. Be sure to balance your account once a month when you get your statement. If you notice an error, report it immediately. If yo
Jennifer and Rick took over the company that their father built from the ground up. In the years they’ve worked at and owned the company, they’ve grown it by offering compliance services in the transportation industry. On a daily basis, they struggle with Department of Transportation regulations, transportation tax issues, and myriad other details of owning the business. What they never dreamed they would have to deal with was identity theft.
Business identity theft is growing at an astounding rate. And many small and medium-sized businesses just don’t realize how at risk they are. Take Jennifer and Rick’s company for example. It’s a small company, with less than ten employees and a few hundred customers. Why would an identity thief be interested in them?
Unfortunately, that’s the same view that thousands of other small business owners have, and it leaves them open for identity theft. In a survey
Spyware is one of the most prevalent methods that identity thieves use to collect the information needed to steal your identity. It’s such a problem that some experts estimate that nearly 80 percent of personal computers are infected with spyware. It’s also a problem that shows few signs of slowing down.
Spyware is a pretty common term, as it relates to identity theft. But what exactly is it? The easy answer is any malicious software that collects your personal information. But that answer really is too easy.
A more accurate description of spyware is that it is a group of software applications designed to collect your personal information or change the configuration of your computer without your consent. The
One of the areas where you’re most at risk for identity theft is in your paper mail. More than 100 million pieces of mail are delivered by the USPS each day; mail that has identifying personal information that can be used to steal your identity. Here’s what you should shred.
Anything that comes from a financial institution could potentially be used by an identity thief. Sure, you have to keep copies of bank and credit card statements for record-keeping purposes, but only for three years. Anything that’s older than that should be shredded.
Your personal information is what identity thieves are after. Your date-of-birth and Social Security Number are especially vulnerable so make sure anything that has those numbers on them goes through the shredder. Other Full Article…
Usually articles have everything to tell about the product but here it’s the exact explanation for the layman. Cash for your title is a term used when you borrow money against the car which is in borrower’s name. The word “title” is used for the ownership of the asset you are pledging. This process of a loan against your car (as security) is a quick loan that you can apply online or on the phone.
You should not worry if you have a past history of loans or default with credit cards. The companies who give you loans do not link your past at all. They simply need a security-which is your car, and in case of non-payments, the car will be the property of the loan provider. In this, the documentation you have to provide is:
These two documents with your bank account details and the amount of cash you need against your vehicle are to be given. Full Article…