A thief hacked into a woman’s checking account and used her daughter’s name on an electronic check to pay for an online porn subscription. The FBI believes this is a relatively new scam, with reports coming in from across the country.

The little girl isn’t a signer on the account, but the bank cashed the check for $29.95 made out to a porn company in her name.

“Somebody took money from me, somebody took my account number, somebody used my daughter’s name for porn,” the mother says.

According to the Colorado Banker’s Association, “any company you send a check to has enough information to steal from you… Online bill pay isn’t any safer because criminals have been known to hack into computers.”

That’s a serious statement from a bank representative. I can’t help but wonder if it was translated correctly? She went on to note that Full Article…

Nowadays the problem of debts, unsecured credit cards and enormous loans becomes too much exhaustive. Every second average American has a debt in amount over $ 10 000. If you are one of this persons, you may seem that situation is desperate, but it is a mistake. There are many available debt relief solutions you can use to pay off bills. But if you are determined to solve your bad debt you need to see someone who is a professional and can give you comprehensive advice on dealing with your bad credit. There are many professional counseling agencies to help you get through the situation.

Of course, you must make a wise decision, read the terms and conditions, and jump in when you are sure you will be accepted and will provide you the solution you are looking for. Requesting more than one product swill further reduce your score if you do not have the right option. Full Article…

While criminal hackers are cracking databases and stealing millions of electronic records every year, street level identity thieves are a more insidious element of the identity theft epidemic. Thieves of this nature live in your neighborhood. In some parts of the country, local identity thieves tend to be meth heads.

Local identity thieves understand all too well that the money is in your mailbox. They simply open your mailbox and steal any mail that could provide an opportunity for identity theft.

Think about what comes in the mail. Bank, credit card, and financial statements. Utility, mobile phone, and membership statements. Pension, Social Security, and benefit statements. Employment, tax, and income statements. Checks, disbursements, and credit card offers.

These sensitive documents contain enough information for an identity thief to take over your existing accounts or open new accounts in your name. Full Article…

Keeping up on the latest advances in technology has always been my thing. I once had a beeper the size of a pack of cigarettes, and a mobile phone bigger than a shoebox. I’m something of a gadget geek and a wannabe innovator. I like new and shiny. .

You probably haven’t run across the name Everett Rogers in People Magazine. In 1962, Everett Rogers developed a theory for the adoption of innovations.

According to Rogers, innovators are the first individuals to adopt a new innovation, and are often the inventors themselves. Innovators are risk takers with close ties to scientific sources and connections to other innovators. Because of their high tolerance for risk, innovators often adopt technologies that ultimately fail.

Early adopters are the second wave of individuals to adopt an innovation. The

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Passwords are the bane of the security community. We are forced to rely on them, while knowing they’re only as secure as our operating systems, which can be compromised by spyware and malware. There are a number of common techniques used to crack passwords.

Dictionary attacks: These rely on software that automatically plugs common words into password fields. Password cracking becomes almost effortless with a tool like John the Ripper or similar programs.

Cracking security questions: When you click the “forgot password” link within a webmail service or other site, you’re asked to answer a question or series of questions. The answers can often be found on your social media profile. This is

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Contrary to what some might suggest, I’ve never thought it was a good idea to place your name on a “stop mail” list at the post office. Because some crack head postal employee now has a list of opportunities.

It’s the same thing with stopping delivery of your newspaper. Once you are on that list, it is known you are away.

The best case scenario for both issues is to have a trusted friend, family member or neighbor grab your mail and newspaper for you.

Never list your vacation plans on social media. The last thing you need to be doing on Facebook is telling the world you are 2000 miles away.

Put lights on timers to give your home the “lived in look”. ADT Pulse™ does all this form you.

Do all the fundamentals like invest in a home alarm system that sends an alert to local law enforcement that your house has been broken into. Studies show

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